Collierville, Germantown, Olive Branch and Arlington compared on official figures: tax rates, school grades, home values, income and commute times.
Last checked Oct. 17, 2026. Sources: the Town of Collierville’s taxes page and FY27 budget announcement, the City of Germantown’s property tax page, the Town of Arlington’s property tax page, the Shelby County Trustee’s tax rate history, the Mississippi Department of Revenue’s combined millage rate schedules (XLSX), the Tennessee Department of Education’s 2024-25 letter grades, the Mississippi Succeeds Report Card, the Zillow Home Value Index and the Census Bureau’s 2020-2024 American Community Survey.
Germantown (about five miles west), Olive Branch, Mississippi (about 10 miles southwest), and Arlington (about 14 miles north) are the three cities closest to Collierville. This page lines them up on official figures only, one topic at a time, with each figure linked to where it comes from. It does not say which is better; that depends on the household.
What this means for you
- The three Tennessee towns share Shelby County’s tax rate; only the city rate differs.
- Olive Branch is in another state, county and school system, with a different way of figuring property tax.
- Check any address in the right city and school district before you buy or rent.
Property taxes
The three Tennessee towns assess a home at 25% of its appraised value and apply each rate per $100 of that assessed value. Mississippi assesses a single-family, owner-occupied home at 10% of its true value, according to the Department of Revenue, and levies in mills (dollars per $1,000 of assessed value).
| City | City rate | County rate | School district levy | Tax on a $400,000 home, before relief |
|---|---|---|---|---|
| Collierville | $1.62 per $100 (FY27) | $2.702382 (Shelby, 2026) | In the county rate | About $4,322 |
| Germantown | $1.7825 per $100 (posted rate) | $2.702382 (Shelby, 2026) | In the county rate | About $4,485 |
| Arlington | $1.13 per $100 (2026) | $2.702382 (Shelby, 2026) | In the county rate | About $3,832 |
| Olive Branch, Miss. | 38.5 mills (2024-2025) | 45.13 mills (DeSoto, 2024-2025) | 52.85 mills (DeSoto County Schools) | About $5,459 |
Shelby County’s 2026 rate of $2.702382 includes $1.16 for schools, according to the Trustee. Germantown’s finance page posts its rate without naming a tax year. The Olive Branch total adds the three lines in the state’s file, the latest year it lists. Real bills differ with the appraised value and any relief.
City tax rates in a chart
Who bills you: Collierville and Germantown send their own city tax bills; Shelby County’s bill comes from the Trustee (901-222-0200). Arlington’s taxes are billed and collected by the Trustee.
Relief and exemptions: none of the four cities publishes its own homestead exemption. In Shelby County, the Trustee runs the state’s tax freeze and tax relief programs for older, disabled and veteran homeowners; see our property taxes guide. Mississippi has a statewide homestead exemption; DeSoto County’s assessor takes new applications from Jan. 4 to April 1, 2027.
Schools
Each state grades its schools A to F. These are the grades for the 2024-25 school year for the high schools in or serving each city:
| City | School district | High school | 2024-25 grade |
|---|---|---|---|
| Collierville | Collierville Schools | Collierville High | A |
| Germantown | Germantown Municipal School District | Houston High | A |
| Germantown | Memphis-Shelby County Schools | Germantown High | A |
| Arlington | Arlington Community Schools | Arlington High | B |
| Olive Branch, Miss. | DeSoto County Schools | Olive Branch High | A |
| Olive Branch, Miss. | DeSoto County Schools | Center Hill High | A |
Tennessee grades are from the Tennessee Department of Education’s 2024-25 file; Mississippi’s are from the Mississippi Succeeds Report Card. The two states grade on different measures, so a letter in one is not the same test as in the other. More in our schools guide.
Home values
According to the Zillow Home Value Index (Zillow Research), for each city in September 2026:
| City | Typical value | A year earlier | Change |
|---|---|---|---|
| Collierville | $502,630 | $509,612 | -1.4% |
| Germantown | $480,889 | $486,030 | -1.1% |
| Arlington | $406,895 | $413,125 | -1.5% |
| Olive Branch, Miss. | $333,616 | $330,339 | +1.0% |
The index is a modeled typical value for the middle third of homes in each city, not a sale price.
Home values in a chart
People, income and commute
From the Census Bureau’s 2020-2024 American Community Survey five-year estimates:
| City | Population | Median household income | Median home value | Mean travel time to work |
|---|---|---|---|---|
| Collierville | 51,515 | $138,598 | $485,900 | 25.1 minutes |
| Germantown | 40,673 | $149,920 | $470,800 | 22.1 minutes |
| Arlington | 15,205 | $135,105 | $424,400 | 27.3 minutes |
| Olive Branch, Miss. | 47,019 | $100,606 | $290,000 | 24.5 minutes |
The Census median home value is what owners estimate their homes are worth, so it differs from Zillow’s figure.
City services
| Service | Collierville | Germantown | Arlington | Olive Branch, Miss. |
|---|---|---|---|---|
| Trash pickup | Town crews, weekly; $32 a month in FY27 | Waste Pro, under city contract; $51.85 a month curbside | Waste Pro, under town contract | Waste Connections, under city contract; $10 a month a cart |
| Fire | Collierville Fire Department | Germantown Fire Department | Arlington Fire Department | Olive Branch Fire Department |
Sources: Collierville’s trash and recycling rules and FY27 budget, Germantown’s trash and recycling page, Arlington’s utilities page and fire department, and Olive Branch’s garbage page and fire department.
Police: Collierville, Germantown and Olive Branch each run a police department. Arlington’s town website lists no police department of its own; ask Town Hall, 901-867-2620, who patrols an address.
How to check an address
- Which city a parcel is in, and its value: the Shelby County Assessor of Property (901-222-7001) for Collierville, Germantown and Arlington; the DeSoto County tax assessor’s appraisal data for Olive Branch.
- School zone: Collierville Schools’ zone locator, the Germantown Municipal School District, Arlington Community Schools or DeSoto County Schools.
- Tax estimate: the Shelby County Trustee’s tax calculator or DeSoto County’s tax calculator page.
Inside Collierville? See our neighborhoods guide and home prices.
Frequently asked questions
Is Collierville or Germantown more expensive?
On Zillow’s Home Value Index for September 2026, the typical home was $502,630 in Collierville and $480,889 in Germantown. Germantown’s city tax rate, $1.7825 per $100 of assessed value, is higher than Collierville’s $1.62; both also pay Shelby County’s $2.702382.
What is the property tax rate in Collierville compared with Germantown and Arlington?
Per $100 of assessed value, Collierville charges $1.62 (FY27), Germantown $1.7825 and Arlington $1.13 (2026). All three also pay Shelby County’s 2026 rate of $2.702382, and homes are assessed at 25% of appraised value.
How do Olive Branch property taxes compare with Collierville?
Olive Branch levies 38.5 mills, DeSoto County 45.13 and DeSoto County Schools 52.85 (2024-2025, Mississippi Department of Revenue), on 10% of an owner-occupied home’s value. Before relief, a $400,000 home pays about $5,459 there and about $4,322 in Collierville.
Which high schools serve Collierville, Germantown, Arlington and Olive Branch?
Collierville High (A), Houston High (A) in Germantown’s district, Germantown High (A, Memphis-Shelby County Schools), Arlington High (B), and Olive Branch High and Center Hill High (both A, DeSoto County Schools), on each state’s 2024-25 letter grades.
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